These Terms & Conditions ("Terms") govern your use of all services, websites, content, and materials provided by Vivian Capital Group ("Company," "we," "us," or "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Business Address:
60 Park PlaceNewark, NJ 07102

1. Nature of Our Services

Vivian Capital Group acts as a broker and referral partner for business financing solutions, including merchant cash advances and other funding products. We do not directly provide loans or capital. Instead, we connect you with third-party financial providers based on your business profile and qualifications.

Approval, rates, and terms are solely determined by these independent third-party providers. We do not guarantee any specific outcome.

2. Eligibility

To use our services, you must be at least 18 years old and legally authorized to represent a business entity. By submitting information to us, you confirm that all details provided are truthful, accurate, and complete.

3. No Financial Advice

All content and services provided by Vivian Capital Group are for informational purposes only and do not constitute legal, tax, financial, or investment advice. We strongly recommend consulting with licensed professionals before making financial decisions.

4. Privacy

Your use of our services is also governed by our Privacy Policy, which details how we collect, use, and share your personal and business information. By continuing to use our services, you consent to our data practices as outlined in that policy.

5. Third-Party Services

We may refer you to, or integrate with, third-party funding providers and service vendors. These entities are independent and operate under their own terms and privacy policies. Vivian Capital Group is not liable for their decisions, actions, or services.

6. Intellectual Property

All content, branding, trademarks, logos, and intellectual property displayed on our website or within our services remain the property of Vivian Capital Group or its licensors. You may not copy, modify, distribute, or exploit any part of our content without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, Vivian Capital Group and its affiliates, officers, or agents are not liable for any indirect, incidental, special, or consequential damages related to your use of our services—including funding delays, denials, or financial losses.

8. Disclaimer of Warranties

All services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not guarantee funding results, approval timelines, or financial outcomes.

9. Indemnification

You agree to indemnify, defend, and hold harmless Vivian Capital Group and its affiliates from any claims, damages, losses, or expenses—including legal fees—arising from your use of our services, breach of these Terms, or violation of applicable laws.

10. Termination

We reserve the right to deny service or restrict access to our platform at our discretion, with or without notice, particularly in cases involving fraud, misuse, or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law rules.

12. Updates to These Terms

We may revise or update these Terms at any time. Changes will be posted on our website with an updated effective date. Continued use of our services constitutes your acceptance of any revised Terms.

13. Contact Us

For questions or concerns regarding these Terms, please contact us at:

Vivian Capital Group LLC
60 Park Place
Newark, NJ 07102
📞 Phone: 862-372-3720
✉️ Email: info@viviancapitalgrp.com